Health Insurance for German Visa’s Criteria

Health insurance is mandatory for any German visa application, it is also called gesetzliche -Krankenversicherung ( Medical insurance By law ). However there are tons of health insurance service providers and criteria throughout the globe, and it is for sure important to check before applying visa applications.

In this article we are going to share the most popular health insurance and its criteria should match with visa requirements of the German consulate.

Here are the most popular German visas and requirements:

Why health insurance is required for a German visa:

• Ensures coverage for medical emergencies and hospitalization.
• Protects against unforeseen medical expenses.
• Confirms financial preparedness for travel in Schengen countries
• Mandatory requirement for visa approval.
• Ensures compliance with visa regulations.

Tourist visa-Schengen visa health insurance criteria:

Your travel insurance must:

• Cover at least €30,000
• Be valid in all Schengen countries
• Must remain valid for the entire length of your trip
• Can be used by Foreign country’s service providers but Should be valid by the Embassy listed

Health insurance for German job seeker visa | German job seeker visa Health insurance requirement:

If you have never lived in Germany:

Need travel or expat insurance.
If you have already Lived in Germany before then you Need public, private, or expat insurance (travel insurance not accepted).

If you lived before and returning to Germany:

Can use the same type of insurance as before.
When you start work in Germany:

• Must switch to public or private health insurance (The company may bear your insurance ).
• Unlimited reimbursement for sickness
  If the insured person becomes sick, no deductible higher than 300 € per year can be demanded
  Must cover preexisting conditions
  No termination clause for age, residence permit changes, or loss
• Coverage must be either unlimited in duration or automatically renewable

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Health insurance for German Blue Card visa | Public medical insurance:

German blue card visa health insurance criteria:

Health insurance for a work visa or Blue Card:

You Need public or private health insurance.
You are not eligible for private insurance, if the salary is under €69,300/year.
If you are applying from abroad: Use expat insurance for the National Visa.
Must transition to public or private health insurance upon starting employment
Unlimited reimbursement for sickness
If the insured person becomes sick, no deductible higher than 300 € per year can be demanded
Must cover preexisting conditions
No termination clause for age, residence permit changes, or loss

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Health insurance for German freelancer visa | German freelancer visa Health insurance criteria:

Firstly to apply for a residence permit:

Need public, private, or expat health insurance (travel insurance not accepted).

Renewing/changing permit:

Need public or private health insurance (expat insurance rarely accepted).

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Conclusion:

If you are new to these steps, it is always better to check with the German consulate website for their requirements and consult with service providers with specific embassy requirements.
You can also compare and calculate offers by multiple German companies in a single platform here, within a few clicks by Feather. The best cost varies on citizenship, income, health, and plans.